Financial technology, or fintech, is a growing industry in the United States of America as more consumers are relying on technology to perform financial services. This field involves integrating technology into financial services, such as accepting payments from consumers to improve usability. Learning about different employers in this industry can help you as you begin searching for a place to submit a job application. In this article, we provide a list of 86 fintech companies in the USA and discuss the background and employee benefits for some of them.
86 fintech companies in the USA
The following are some fintech companies in the USA
1. Finastra Limited
Location: Portland, Oregon
Size: More than 10,000 employees
Description: Finastra Limited is a financial software company that offers a broad portfolio of solutions for financial institutions of various sizes. Since 2017, the company has provides solutions for payments, lending, digital banking, commercial banking and capital markets. Those interested in working at Finastra can pursue a variety of roles, including executive assistants, desktop operations administrators, customer support associates, solutions consultants and proposal analysts. Finastra offers its employees the following benefits:
Development opportunities
Flexible schedule
Inclusive work environment
Unlimited paid time off
2. SoFi Technologies Inc.
Location: San Francisco, California
Size: 1,000–5,000 employees
Description: SoFi Technologies Inc. is an online personal finance company providing a variety of financial products. Since 2011, the company has offered solutions on its mobile app for mortgages, student loan refinancing, personal loans, credit card, banking and investing. SoFi employs content writers, trading operations analysts, recruiters, technical support analysts, Lean Six Sigma analysts and software engineers. The following are some benefits SoFi full-time employees receive:
Competitive salary
Employer-paid lunch program
Fully stocked kitchen with snacks and beverages
Life insurance
Medical, dental and vision insurance
Paid parental leave
Tuition reimbursement
401(k) savings
3. Stripe Inc.
Location: San Francisco, California
Size: 1,000–5,000 employees
Description: Stripe Inc. is an Irish-American technology company offering individuals and businesses the ability to accept payments through the internet and software as a service (SaaS). Founded in 2010, the company focuses on creating flexible tools for operating an internet business.
Today, Stripe operates in over 20 countries. Some positions Stripe hires for include tax specialists, account associates, backend API engineers, customer success managers, data scientists and web presence experimentation leads. They also offer internships and job opportunities for new graduates. Stripe provides its employees the following benefits:
Access to healthy food at the office
Inclusive work environment
Medical insurance
Paid parental leave
Remote work options
4. Toast Inc.
Location: Boston, Massachusetts
Size: 1,0001–5,000 employees
Description: Toast Inc. is a cloud-based restaurant software that provides a point of sale and restaurant management system. Created in 2011, the company offers an all-in-one platform to help enrich the experience for guests. Toast hires scrum masters, customer success managers, lead UX researchers, associate copywriters, customer care specialists and solutions architects. Some benefits Toast employees receive include:
Flexible work schedule
Learning and development tools
Medical, dental and vision insurance
Peer nominated toastie awards
Professional development reimbursement program
Remote work options
Sabbatical
Unlimited vacation
Wellness stipend
5. Root Insurance Company
Location: Columbus, Ohio
Size: 1,001–5,000 employees
Description: Root Insurance Company is a fintech company using mobile telematic platforms and machine learning to help transform car insurance. Founded in 2015, the company monitors its customers’ driving through its mobile app and test driving to determine a rate based on their performance.
In addition to its headquarters in San Francisco, Root has offices in Chicago and Phoenix. Root hires actuarial, finance, marketing, data science, customer service and sales, claims, research and development, engineering, analytics, legal and creative positions. Some benefits Root employees receive include:
Flexible work schedule
Medical insurance
Paid time off
Remote work options
Retirement plans
6. Revolut
Location: New York, New York
Size: 1,001–5,000 employees
Description: Revolut is a London-based financial technology company specializing in offering banking services and a global money app. Since 2015, the company has offered free ATM withdrawals, currency exchange, stock trading, budget control tools and a variety of other tools. Revolut hires risk managers, sales representatives, support specialists, HR service specialists, regulatory compliance managers and business development representatives. Some benefits Revolut employees receive include:
Competitive salary
Disability coverage
Flexible work hours
Life insurance
Medical, dental and vision insurance
Paid holiday
Paid time off
Remote work options
401(k) savings
7. Robinhood Markets Inc.
Location: Menlo Park, California
Size: 1,0001–5,000 employees
Description: Robinhood Markets Inc. is a financial services company that pioneered commission-free trades of stocks, cryptocurrencies and exchange-traded funds through a mobile app. Founded in 2013, the company creates products that allow users to invest at their own pace. Robinhood hires a variety of fintech positions, including crypto wallet operations specialists, QA engineers, legal operations managers, registered customer experience representatives, operations analysts and software engineers. The following are some benefits Robinhood employees receive:
Backup childcare
Education stipends
Health savings account
Medical insurance
Paid time off
Wellness benefits
401(k) savings with employer matching
8. Square Inc.
Location: San Francisco, California
Size: 501–1,000 employees
Description: Square Inc. is a financial services and digital payments company that provides a free credit carder reader for mobile and tablet devices. Established in 2009, the company began with a card reader and has expanded to include its Cash App tool which allows users to send money instantly. Square is available in the U.S., Canada and Japan. Square typically hires IT support specialists, web producers, fraud policy analysts, data engineers, security specialists and call center managers. Square offers its employees the following benefits:
Employee stock purchase program
Learning and development resources
Medical insurance
Paid parental leave
Paid time off
Remote work options
Retirement plans
Wellness perks
9. Chime
Location: San Francisco, California
Size: 501–1,000 employees
Description: Chime is a financial service technology company that offers fee-free mobile banking services to users. Founded in 2013, the company partners with regional banks to create member-first financial products at affordable prices. Chime hires a variety of fintech roles, including fraud strategists, lead product designers, software engineers, corporate strategy associates and engineering managers. Some benefits Chime employees receive include:
Company events
Medical, dental and vision insurance
Travel stipends
401(k) with employer matching
10. Ripple Labs Inc.
Location: San Francisco, California
Size: 201–500 employees
Description: Ripple Labs Inc. is a real-time currency exchange, gross settlement system and remittance network. Since 2012, the company has provided one of the world’s most sustainable and fastest public blockchains, known as the XRP Ledger. Today Ripple has nine global offices, with U.S. locations in San Francisco and New York. Ripple employs security engineers, senior staff technical writers, program managers, applied scientists, senior security analysts and senior data engineers. The following are some benefits Ripple employees receive:
Commuter benefits
Competitive salary
Employee giving match
Flexible vacation policy
Fully-stocked kitchen with snacks and beverages
Medical, dental and vision insurance
Team outings
Wellness reimbursement
401 (k) savings with employer match
Additional fintech companies in the USA
Here are some more fintech companies in the USA:
Coinbase
Paydiant
BlueVine
Next Insurance
Cambridge Mobile Telematics
WorldRemit
Trumid
Brex
Stewart Information Services Corporation
Exiger
Varo Bank
Hippo Insurance
Bluefin Payment Systems
C2FO
Riskified
Digit
Unqork
MANTL
Blend
Tala
Avant
Cross River Bank
Clyde
Flywire
IHS Markit
Remitly
Spring Labs
Affirm
TrueAccord
Gravity Payments
PitchBook Data Inc.
Braintree
DBRS Morningstar
Acorns
Juniper Square
Forter
BLX Group
Divvy
Tipalti
MotoRefi
Fundbox
DailyPay Inc.
Immedis
SmartAsset
Cadre
Deserve Inc.
Expensify
Doma
eToro
Currency One
TouchBistro
Raisin
MX Technologies
Upgrade
MyComplianceOffice
HomeTap
Quantile
Tresl
Steady
Payrix
Silent Eight
Pie Insurance
Onfido
iCapital Network
YieldStreet
HighRadius
Rapyd
HomeLight
PolicyGenius
Currency Cloud
Flyhomes
Synctera
Bought By Many
Thought Machine
Reonomy
GoCardless
